Free College Finance Calculators

10 tools

Tuition, 529 plans, and college cost calculators. Browse our free college finance tools below — no sign-up required.

529 Growth Projection Calculator

Project your 529 plan balance at college enrollment under conservative, moderate, and aggressive investment scenarios side by side.

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529 Plan Savings Calculator

Calculate your 529 college savings plan growth with tax-free compounding. Project future balance from initial deposit and monthly contributions.

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Coverdell ESA Calculator

Calculate Coverdell Education Savings Account growth with the $2,000 annual contribution limit. Project tax-free balance for K–12 or college.

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Education Savings Calculator

Calculate how much you need to save monthly to reach your college savings goal. Set a target cost and see the required monthly contribution.

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Room & Board Cost Calculator

Calculate total room and board costs for college. Compare on-campus dorms vs off-campus apartments with meal plan and grocery estimates.

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Textbook Cost Calculator

Estimate total textbook costs for college. Compare buying new, buying used, renting, and using free open educational resources per semester.

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Total College Cost Calculator

Estimate total college cost including tuition, fees, room and board, books, and personal expenses over 4–6 years with inflation adjustments.

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Tuition Inflation Calculator

Project future college tuition using historical inflation rates. Estimate what tuition will cost when your child enrolls in 5, 10, or 18 years.

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More Education Calculators