Heat Loss & Degree Day Calculator

Calculate home heat loss using heating degree days. Estimate seasonal heating energy consumption and costs based on HDD and building thermal performance.

Total building heat loss rate
BTU/hr/deg F
Annual HDD for your location (base 65 deg F)
sq ft
AFUE or COP x 100
%
$/therm
Annual Heating Load
66.0M BTU
Total energy needed
Fuel Required
717 therms
At 92% efficiency
Annual Heating Cost
$933.00
Total estimated yearly cost
Monthly Average
$78.00
Averaged across 12 months
Cost per sq ft
$0.47
2,000 sq ft home
Daily Loss per HDD
12,000 BTU/day
Heat escaping per degree-day
BTU per sq ft
33,000
Annual load intensity
Peak Day Cost
$11.02
Design day at 0 deg F outdoor
Annual Cost Scale
$933.00
Heating Cost by City (Your UA + Efficiency)
CityHDDLoad (M BTU)Fuel UnitsAnnual Cost
Phoenix, AZ1,12513.5147$191.00
Houston, TX1,52518.3199$259.00
Atlanta, GA2,99035.9390$507.00
Washington, DC4,20050.4548$712.00
New York, NY4,90058.8639$831.00
Chicago, IL6,50078848$1,102.00
Minneapolis, MN7,90094.81,030$1,340.00
Anchorage, AK10,5001261,370$1,780.00
Cost by Heating Efficiency
EfficiencyFuel UnitsAnnual Costvs Current
70%943$1,226.00+$293.00
80%825$1,073.00+$140.00
85%776$1,009.00+$76.00
90%733$953.00+$20.00
92%717$933.00$0.00
95%695$903.00-$30.00
96%688$894.00-$39.00
98%673$876.00-$57.00
Planning notes, formulas, and examples

About the Heat Loss & Degree Day Calculator

Heating degree days (HDD) quantify how cold a location is over a season, and when combined with a building's heat loss rate, they predict total heating energy consumption. The heat loss rate (in BTU/hr per °F) depends on insulation, air leakage, window area, and building size.

The formula is straightforward: Total Heating Energy = Heat Loss Coefficient × Heating Degree Days × 24 hours/day. This gives you the seasonal BTU requirement, which can then be divided by furnace efficiency to get fuel consumption and cost.

This calculator combines your building's heat loss coefficient with local HDD data to estimate annual heating energy, fuel use, and cost. It's an essential tool for energy auditors, HVAC designers, and homeowners evaluating efficiency improvements.

This analytical approach supports both immediate cost reduction and long-term sustainability goals, helping organizations balance economic and environmental priorities in their energy management. By calculating this metric accurately, energy analysts gain actionable insights that inform equipment selection, system design, and operational strategies for maximum efficiency and savings.

When This Page Helps

Understanding how degree days translate to heating costs helps you evaluate insulation upgrades, window replacements, and air sealing projects. It turns abstract energy concepts into concrete dollar figures. Regular monitoring of this value helps energy teams detect usage anomalies early and address equipment malfunctions or operational issues before they drive utility costs higher.

How to Use the Inputs

  1. Enter your building's heat loss coefficient (BTU/hr/°F).
  2. Enter the heating degree days (HDD) for your location.
  3. Enter your heating system efficiency (AFUE or COP).
  4. Enter your fuel cost.
  5. Review seasonal heating energy and cost estimates.
Formula used
Annual Heating BTU = UA × HDD × 24 Fuel Required = Heating BTU / (Efficiency × Fuel BTU Content) Annual Cost = Fuel Required × Fuel Price

Example Calculation

Result: $920/year heating cost

A home with UA=500 BTU/hr/°F in a 5,500 HDD climate: Annual BTU = 500 × 5,500 × 24 = 66,000,000 BTU. At 92% AFUE gas furnace: 66M / (0.92 × 100,000) = 717 therms. At $1.30/therm = $932/year.

Tips & Best Practices

  • Typical UA values: well-insulated home 250–400, average home 400–600, poorly insulated 600–1,000+ BTU/hr/°F.
  • HDD data is available from NOAA or degreedays.net for your location.
  • The 65°F base temperature is standard for HDD calculations.
  • Solar gains and internal heat reduce actual heating needs by 10–25%.
  • Use this calculation to compare before/after scenarios for insulation upgrades.
  • Energy auditors can estimate UA from blower door results and insulation inspection.

The Degree Day Method Explained

Degree days quantify the severity and duration of outdoor temperatures relative to a base temperature (usually 65°F). If the average daily temperature is 35°F, that day has 30 HDD. Summing all HDD over a heating season gives the total heating requirement proportional to climate severity.

From UA to Energy Cost

The path from building physics to dollar cost: (1) Determine UA from building components, (2) Multiply by local HDD × 24 to get seasonal BTU, (3) Divide by heating equipment efficiency, (4) Multiply by fuel price. Each step adds practical reality to the theoretical heat loss.

Using Degree Days for Upgrade Analysis

To evaluate an insulation upgrade: Calculate current UA, determine the new UA after the upgrade, and compare the annual costs. The difference is your annual savings. For example, reducing UA from 600 to 400 in a 6,000 HDD climate saves about (200 × 6,000 × 24) / (0.92 × 100,000) = 313 therms × $1.30 = $407/year.

Sources & Methodology

Last updated:

Frequently Asked Questions

  • UA represents total heat loss rate in BTU per hour per degree Fahrenheit of temperature difference between inside and outside. It combines all heat loss paths: walls, ceiling, floor, windows, doors, and air infiltration. Lower UA means better insulation.