Adoption Tax Credit Calculator
Calculate your Adoption Tax Credit of up to $15,950 per child. See phase-out amounts based on modified AGI between $239,230 and $279,230.
Free Family Finance Calculators
10 toolsChild cost, benefits, and tax credit calculators. Browse our free family finance tools below — no sign-up required.
Child and Dependent Care Tax Credit Calculator
Calculate your Child and Dependent Care Tax Credit. Get 20-35% of up to $3,000/$6,000 in childcare expenses based on your income.
Cost of Raising a Child Calculator
Estimate the total cost of raising a child from birth to age 18 based on USDA data. Adjust for region, income level, and family size.
Dependent Care FSA Calculator
Calculate tax savings from a Dependent Care FSA. See how contributing $5,000 pre-tax reduces your federal, state, and FICA tax burden.
Family Emergency Fund Calculator
Calculate your ideal family emergency fund size. Estimate 3-6 months of expenses adjusted for family size, income stability, and risk.
Family Health Insurance Cost Calculator
Compare family health insurance plan costs including employee+children vs. full family plans. Factor in premiums, deductibles, and HSA savings.
First Year Baby Cost Calculator
Estimate total first-year baby costs including diapers, clothes, gear, medical expenses, and childcare. Plan your newborn budget accurately.
Life Insurance for Parents Calculator
Calculate how much life insurance parents need. Factor in income replacement, mortgage payoff, college funding, and final expenses.
Single vs. Dual Income Family Calculator
Calculate the net value of a second income after childcare, taxes, commuting, and work expenses. See if dual income actually pays off.
Stay-at-Home Parent Value Calculator
Calculate the economic value of a stay-at-home parent. See the market cost of childcare, housekeeping, cooking, driving, and more.