Manual worksheet for FTC penalty scenarios. Enter a daily rate and assumption factors to compare exposure for unfair or deceptive business practices and consent-order breaches.
The FTC Fine Calculator is a worksheet for estimating regulatory exposure scenarios. Enter the daily rate you want to model, the number of violations, and the number of days the conduct persisted. The page does not fetch live penalty schedules or determine what a regulator or court would actually impose.
This calculator is meant for budget planning and scenario comparison. It uses simple assumption factors to show how exposure can change with scale, duration, and the rough severity of the scenario.
FTC matters can be expensive, but actual outcomes depend on the governing law and the record. This worksheet helps you compare scenarios without pretending to predict an enforcement result.
Worksheet Estimate = Daily Rate x Violations x Days of Violation Modeled Ceiling = Daily Rate x Violations x Days of Violation
Result: $300,720,000 worksheet estimate
With 100 violations continuing for 60 days at a worksheet rate of $50,120/day: 100 x 60 x $50,120 = $300,720,000 modeled exposure. This page does not predict the actual penalty a regulator or court would impose.
This page is designed for scenario planning, not for predicting a live FTC outcome. Use it to compare how exposure changes when the daily rate, violation count, or duration changes.
Real FTC outcomes depend on the underlying rule, the evidence, cooperation, ability to pay, and any settlement terms. The worksheet can help with budgeting, but it should not be treated as the final legal answer.
A worksheet estimate can still help teams compare the cost of compliance work versus the cost of unresolved exposure. That comparison is useful even when the underlying legal result is uncertain.
Last updated:
This worksheet multiplies a user-entered rate by the number of violations and the number of days selected for the scenario. It is intentionally conservative and is meant to show how a chosen assumption set behaves, not to determine whether a live FTC matter would be charged under a particular statute, rule, or order.
The FTC enforces unfair or deceptive practices, specific rules like the Telemarketing Sales Rule, CAN-SPAM, COPPA, and consent orders from previous FTC actions. It also enforces privacy and data security requirements. This worksheet does not determine which rule applies to a real matter.
This worksheet does not determine a live FTC rate. Enter the daily amount you want to model from the governing source, order, or internal assumption set.
The FTC itself does not impose criminal penalties, but it can refer cases to the Department of Justice for criminal prosecution. Criminal violations of FTC-enforced statutes can result in fines and imprisonment.
A consent order is a settlement agreement between the FTC and a company that requires specific compliance measures without the company admitting liability. Violating a consent order significantly increases penalty exposure.
Ability to pay can matter in real matters, but this worksheet does not model the final enforcement decision or any negotiated reduction.
Yes, companies can challenge FTC actions through administrative proceedings and federal court appeals. However, litigation is expensive and uncertain, so many companies negotiate settlements through consent agreements.