TV Alternatives Cost Calculator

Compare the true cost of cable TV vs streaming services. Find the cheapest combination to watch everything you want.

TV Alternatives Cost Calculator

/mo

Select Your Streaming Services

Click to cycle: Off โ†’ Ads โ†’ Premium โ†’ Off

Monthly Streaming Cost
$31.47
3 services selected
Monthly Cable Cost
$135.00
Your current bill
Monthly Savings
$103.53
โœ“ Streaming is cheaper
Annual Savings
$1,242.36
Per year after switching
Breakeven
0.8 months
Equipment cost recovered
5-Year Savings
$6,131.80
After $80.00 equipment

Savings Over Time

1 Year
$1,162.36
3 Years
$3,647.08
5 Years
$6,131.80

Your Streaming Stack

ServiceTierMonthlyAnnual
NetflixAd-Free$15.49$185.88
HuluWith Ads$7.99$95.88
Disney+With Ads$7.99$95.88
Total3 services$31.47$377.64

All Services Reference

ServiceCategoryAds TierPremium TierSavings (Ads)
NetflixGeneral$6.99$15.49$8.50/mo
HuluGeneral$7.99$17.99$10.00/mo
Disney+Family$7.99$13.99$6.00/mo
Max (HBO)Movies/Prestige$9.99$16.99$7.00/mo
Prime VideoGeneral$8.99$11.98$2.99/mo
PeacockGeneralโ€”$7.99N/A
Paramount+General$5.99$11.99$6.00/mo
Apple TV+Originalsโ€”$9.99N/A
ESPN+Sportsโ€”$10.99N/A
YouTube TVLive TVโ€”$72.99N/A
Hulu + Live TVLive TVโ€”$76.99N/A
Discovery+Reality/Docs$4.99$8.99$4.00/mo
StarzMoviesโ€”$9.99N/A
CrunchyrollAnimeโ€”$7.99N/A
Planning notes, formulas, and examples

About the TV Alternatives Cost Calculator

Cable TV averages $100-150/month, but most households only watch content from 4-6 networks. Streaming services let you pick exactly what you watch, but stacking multiple subscriptions can creep past cable prices without you noticing. Many households now pay for several streamers at once, sometimes while still carrying a cable bill too.

Our TV Alternatives Cost Calculator lets you build your ideal streaming stack, compare it against your current cable bill, and see the annual savings from cord-cutting. It tracks the real monthly and yearly cost of each service, accounts for ad-supported vs ad-free tiers, and shows you how long it takes to recoup any antenna or equipment costs.

Cut the cord with confidence by seeing the actual numbers before you cancel. Or discover you're already spending more on streaming than cable would cost because too many small subscriptions have quietly piled up. The calculator makes that tradeoff easy to see in one place.

When This Page Helps

Use this calculator to price the streaming mix you actually want instead of guessing whether cord-cutting saves money. It makes it easier to compare cable, live-TV streaming bundles, and smaller on-demand stacks before you cancel or add another subscription. That way the monthly total stays visible before the bill starts creeping up.

How to Use the Inputs

  1. Enter your current monthly cable/satellite bill.
  2. Check the streaming services you want to keep or add.
  3. Select the tier for each service (ad-supported vs premium).
  4. Enter any one-time equipment costs (antenna, streaming device).
  5. Review the monthly and annual comparison.
  6. See savings over 1, 3, and 5 years.
  7. Check the full service comparison table for pricing details.
Formula used
Monthly Streaming Total = ฮฃ(Service_Price for each selected). Monthly Savings = Cable_Bill - Streaming_Total. Annual Savings = Monthly_Savings ร— 12. Breakeven Months = Equipment_Cost / Monthly_Savings. 5-Year Savings = (Annual_Savings ร— 5) - Equipment_Cost.

Example Calculation

Result: Streaming: $31.47/mo vs Cable: $135/mo. Save $103.53/mo ($1,242.36/year). Equipment paid off in under 1 month.

Netflix Standard ($15.49) + Hulu with Ads ($7.99) + Disney+ with Ads ($7.99) + Peacock Free ($0) totals $31.47 per month. Compared with a $135 cable bill, that saves $103.53 each month, or $1,242.36 per year. An $80 antenna or streaming device would pay for itself in less than one month.

Tips & Best Practices

  • Rotate subscriptions monthly โ€” subscribe, binge, cancel, move to the next service.
  • Ad-supported tiers are typically 40-50% cheaper and the ad load is lighter than cable.
  • Bundle where possible: Disney+/Hulu/ESPN+ and Paramount+/Showtime save $5-10/month.
  • A $25 antenna provides free local channels in HD โ€” better quality than cable compression.
  • Check if your phone/internet provider includes free streaming (T-Mobile/Netflix, Verizon/Disney+).
  • Free services like Tubi, Pluto TV, and Freevee have surprisingly good content.

The True Cost of Cable

Cable's advertised price is never what you pay. Add regional sports fees ($5-15), broadcast TV fees ($10-20), DVR rental ($10-15), and set-top box fees ($5-10 per TV), and a "$79.99" plan balloons to $130-160. Streaming has no hidden fees โ€” the listed price is the actual price.

Building Your Streaming Stack

Start with your must-have content and work backward. For most households: one general service (Netflix or Hulu), one for movies (Max or Prime), one for family/Disney content (Disney+), and an antenna for local channels covers 90% of viewing for under $40/month.

When Cable Still Makes Sense

If you need live sports across multiple leagues, watch live news all day, or have 4+ TVs that all need different content simultaneously, cable's "all-in-one" model may still be simpler and comparably priced to stacking 6+ streaming services plus a live TV package.

Sources & Methodology

Last updated:

Frequently Asked Questions

  • For most people, streaming is significantly cheaper โ€” $30-60/month for 3-5 services vs $100-150 for cable. But if you subscribe to 7+ premium streaming services, costs can rival cable.