Plan your perfect wedding with smart budget allocation
Wedding budgets are typically allocated by percentage across categories. The venue often takes the largest share (40-50%), followed by catering, photography, and attire.
Formula
Category Budget = Total Budget × Category Percentage
For a $30,000 wedding with 45% to venue/catering: $13,500. Percentages are starting points—adjust based on your priorities.
Decide what matters most (food? photos? music?) and allocate accordingly—not by "averages."
Keep 10-15% of budget as contingency. Unexpected costs always arise.
Each guest costs $100-300+. Cutting 10 guests can save $1,000-3,000.
Vendor prices vary 50-100% for similar services. Always compare at least 3 options.
Set realistic expectations for your total budget.
Understand where money should go proportionally.
Know appropriate price ranges for each category.
Align expectations with contributing parties.
The US average is approximately $30,000-35,000, but varies dramatically by location. NYC averages $70,000+; rural areas may be $15,000.
Typically 10-12% of budget ($3,000-6,000 for average weddings). Photography lasts forever—it's often worth prioritizing.
Tips (15-20% for vendors), alterations, marriage license, day-of emergency fund, and post-wedding expenses like thank-you cards.
Off-peak dates (Friday, Sunday, winter), smaller guest list, DIY decor, buffet instead of plated, and negotiating packages.
Overspending and starting married life in debt. Many wish they'd spent less or invited fewer guests.
Yes, if your total spend exceeds $10,000. Policies cost $200-500 and cover cancelation, vendor no-shows, and weather issues.