Free Home Buying Calculators

19 tools

Affordability, closing costs, and home purchase tools. Browse our free home buying tools below — no sign-up required.

3x Rent Calculator

Calculate if your income meets the 3x rent rule. Compare 30% rule, 25% rule, and 50/30/20 budgets with income qualification tables and housing affordability analysis.

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Car Lease Calculator

Calculate monthly car lease payments. Break down depreciation, finance charges, and taxes with money factor comparison, term analysis, and due-at-signing totals.

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Cash-to-Close Calculator

Calculate total cash needed at closing including down payment, closing costs, prepaids, and credits. Get an itemized breakdown of all cash-to-close components.

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Closing Costs Calculator

Estimate your home closing costs with an itemized breakdown. Calculate origination fees, title insurance, appraisal, taxes, and prepaid items for your home purchase.

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CLTV Calculator

Calculate combined loan-to-value ratio with multiple mortgages, HELOCs, and liens. Check lending eligibility, PMI thresholds, and equity position with property value scenarios.

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Down Payment Calculator

Calculate your down payment amount for any home price and percentage. See PMI thresholds and a savings timeline to reach your target.

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Fixed Asset Turnover Calculator

Calculate how efficiently a company uses fixed assets to generate revenue. Compare industry benchmarks, analyze capital intensity, and model investment impact on turnover ratios.

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Home Appreciation Calculator

Estimate future home value and equity growth over time. Calculate ROI, leveraged returns, and compare appreciation rate scenarios with year-by-year breakdowns.

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Home Equity Calculator

Calculate your home equity based on current value and remaining mortgage balance. See equity projections with appreciation over 1–10 years.

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Lease Calculator

Calculate total lease costs with annual escalation, per-sqft pricing, NNN expenses, and move-in costs. Compare escalation scenarios with year-by-year rent breakdowns.

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LTV Calculator

Calculate loan-to-value ratio for your mortgage. Check PMI requirements, compare loan programs, and see how property value changes affect your equity and LTV.

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Mortgage Tax Deduction Calculator

Estimate tax savings from the mortgage interest deduction using current standard deduction amounts and the $750K/$1M mortgage limit.

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Net Effective Rent Calculator

Calculate true monthly rent after free months and concessions. Compare apartments with different incentive packages and see which deal saves you more over the full lease.

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Prorated Rent Calculator

Calculate prorated rent for partial-month move-ins or move-outs. See daily rates, due-at-signing totals, occupancy calendars, and compare proration methods.

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Receivables Turnover Calculator

Calculate accounts receivable turnover ratio and days sales outstanding (DSO). Analyze collection efficiency, bad debt rate, and cash flow impact with industry benchmarks.

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Rent Calculator

Calculate total monthly rent costs including utilities, insurance, and parking. Compare affordability by income, analyze $/sqft, and see roommate savings breakdowns.

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Rent or Buy Calculator

Compare renting vs buying a home over any time period. Model mortgage costs, appreciation, investment returns, and tax benefits to see which builds more wealth.

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SaaS LTV Calculator

Calculate SaaS customer lifetime value, LTV:CAC ratio, CAC payback period, and net revenue retention. Includes cohort survival analysis and churn sensitivity.

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Total Asset Turnover Calculator

Calculate total asset turnover ratio with DuPont analysis breakdown, industry benchmarks, revenue targets, and asset sensitivity modeling for financial analysis.

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