After-Tax Cost of Debt Calculator
Calculate the after-tax cost of debt including tax shield savings, effective interest rates, and lifetime interest analysis for corporate and personal debt.
Sales tax, VAT, and income tax estimators. Browse our free tax tools below — no sign-up required.
Calculate the after-tax cost of debt including tax shield savings, effective interest rates, and lifetime interest analysis for corporate and personal debt.
Calculate your Adjusted Gross Income (AGI) with common income sources and above-the-line deductions using a 2026 planning worksheet.
Calculate Alabama state income tax with current state brackets, the Alabama standard deduction chart, personal and dependent exemptions, the federal tax deduction, and optional local tax.
Calculate Australian resident income tax using the tax-year 2025-26 ATO brackets modeled on this page, plus Medicare Levy, a simplified MLS estimate, HELP/HECS repayments, superannuation, and take-home pay.
Compare the 2026 baseline tax result against the Biden-administration proposal scenario with higher top rates, capital-gains changes, and a higher NIIT rate.
Estimate California overtime pay from your weekly hours plus any identified double-time and 7th-day premium hours, with a clear breakdown of regular, 1.5×, and 2× pay.
Review historical Golden State Stimulus I & II and Middle Class Tax Refund amounts. These California stimulus programs are closed and no new payments are being issued.
Estimate California state income tax using the tax-year 2025 schedule modeled on this page, including standard deductions, SDI, Mental Health Services Tax, dependent credits, and take-home pay.
Calculate capital gains yield, dividend yield, total return, and annualized performance for stock investments with detailed portfolio projections.
Estimate your 2026 Child Tax Credit, Additional Child Tax Credit, and Credit for Other Dependents using AGI, earned income, filing status, and dependent counts.
Free crypto tax calculator. Estimate capital gains tax on cryptocurrency sales using FIFO or LIFO, classify short-term vs long-term gains, and calculate mining and staking income tax.
Free EITC calculator. Estimate your 2026 federal Earned Income Tax Credit based on income, filing status, and qualifying children. Check likely eligibility and credit size.
Free 2026 estate tax calculator. Estimate federal estate tax with the $15M basic exclusion amount, graduated 18-40% rates, portability election, and taxable estate breakdown.
Free FICA tax calculator. Calculate your combined Social Security and Medicare tax on wages. See annual cap effects, per-paycheck amounts, and 2026 rates.
Estimate Florida overtime pay with 2026 federal brackets, 2026 standard deductions, Social Security, Medicare, and Florida's zero state income tax.
Free foreign tax credit calculator. Estimate your FTC limit using the IRS formula, compare credit vs deduction, and calculate the maximum credit for foreign taxes paid on international income.
Calculate Georgia overtime pay with current FLSA rules, Georgia's flat 5.19% income tax, 2026 federal brackets, SSA payroll taxes, and annualized take-home projections.
Free 2026 gift tax calculator. Estimate federal gift tax using the $19,000 annual exclusion, the $15,000,000 basic exclusion amount, and see how gifts affect your estate tax exemption.
Calculate House Rent Allowance exemption under Section 10(13A) of the Indian Income Tax Act with all three rules, metro/non-metro rates, and tax savings.
Estimate Illinois overtime pay with 2026 federal brackets, the 4.95% flat state tax, status-aware payroll taxes, and annualized take-home projections.
Estimate Illinois state income tax with the 4.95% flat rate, 2026 dependent allowance, property tax credit, 2026 federal tax comparison, and take-home pay.
Calculate taxes on lottery winnings including federal and state taxes, compare lump sum vs annuity payouts, and see your actual take-home prize amount.
Calculate a context-specific Modified Adjusted Gross Income (MAGI) estimate and see how it affects Roth IRA eligibility, traditional IRA deductions, NIIT, and 2026 Medicare IRMAA thresholds.
Calculate profit margin, markup, and VAT-inclusive pricing from cost price. Supports forward and reverse calculations with margin comparison tables.
Free Medicare tax calculator. Compute your 1.45% Medicare tax, additional 0.9% Medicare surtax, and Net Investment Income Tax (NIIT) on wages and investment income.
Calculate your full monthly mortgage payment including principal, interest, property tax, homeowners insurance, PMI, HOA fees, and tax deduction estimates.
Calculate New York overtime pay with 2026 federal brackets, New York state tax, NYC resident tax by filing status, and capped payroll taxes.
Calculate 2026 federal income tax, New York state and NYC resident taxes, payroll taxes, and net take-home pay across all major filing statuses.
Estimate Pakistan income tax using the tax-year 2025-26 FBR salary slabs with simplified filer and non-filer comparisons.
Free payroll tax calculator. Calculate Social Security, Medicare, and additional Medicare taxes for both employee and employer. 2026 wage base and rates.
Calculate Philippine income tax with the TRAIN graduated tax table, current SSS and PhilHealth contribution ceilings, Pag-IBIG contributions, 13th month pay, and OSD vs itemized deductions.
Project private savings growth to retirement with user-set return, inflation, tax, and withdrawal assumptions.
Calculate real estate agent commissions with buyer/seller splits, brokerage splits, VAT/GST, referral fees, and seller net proceeds at various price points.
Estimate the 2026 federal tax impact of a required minimum distribution, including bracket effect, Social Security taxation, and Medicare Part B IRMAA exposure.
Free Roth conversion tax calculator. Estimate the tax cost of converting a Traditional IRA to Roth IRA, find the optimal conversion amount, and project break-even years.
Compare short-term and long-term federal capital-gains tax treatment using 2026 IRS brackets and long-term gain thresholds.
Free Social Security tax calculator. Compute your 2026 6.2% employee SS tax, see when you hit the wage base cap, and track paycheck-by-paycheck withholding.
Free ISO vs NSO stock options tax calculator. Estimate income tax, AMT, and capital gains on exercising and selling incentive or non-qualified stock options.
Free tax-equivalent yield calculator. Compare municipal bond yields to taxable bond yields after accounting for federal and state tax rates. Find the true after-tax return.
Calculate the taxable equivalent yield of municipal bonds, compare muni vs taxable bond income after taxes, and find your optimal fixed-income allocation.
Estimate Texas overtime pay with 2026 federal brackets, the qualified overtime deduction where eligible, Social Security, Medicare, and Texas's zero state income tax.
Calculate your Texas take-home pay with zero state income tax. Includes 2026 federal brackets, 2026 standard deduction amounts, Social Security, Medicare, and state-by-state comparison.
Model Trump-era tariff scenarios for import costs, consumer prices, and landed costs. Useful for historical comparison and landed-cost planning.
Compare 2026 current-law federal taxes against the historical pre-TCJA rules to see how the standard deduction, SALT cap, and child credit changed the result.
Add or extract VAT (Value Added Tax) from any price. Supports 20+ country rates, bulk quantities, inclusive/exclusive modes, and multi-currency display.