Free 401(k) Calculators

5 tools

401(k) growth, contribution, and match optimization calculators. Browse our free 401(k) tools below — no sign-up required.

401(k) Contribution Calculator

Free 401(k) contribution calculator. Find your per-paycheck contribution, remaining room to the annual limit, and catch-up eligibility for 2026 ($24,500 limit, $8,000 catch-up for 50+).

financial401k

401(k) Growth Calculator

Free 401(k) growth calculator. Project your 401(k) balance over time with employer match, annual contribution increases, and compound growth to see the power of tax-deferred retirement savings.

financial401k

Employer 401(k) Match Calculator

Free employer 401(k) match calculator. See how much free money your employer contributes, your vesting schedule, and how much you leave on the table if you don't maximize your match.

financial401k

Roth 401(k) vs Traditional 401(k) Calculator

Free Roth vs Traditional 401(k) calculator. Compare after-tax retirement wealth by contributing pre-tax (Traditional) or after-tax (Roth) based on your current and future tax rates.

financial401k

Solo 401(k) Contribution Calculator

Free Solo 401(k) contribution calculator for 2026. Estimate employee deferrals, self-employed employer contributions, catch-up amounts, and the SEP IRA comparison.

financial401k

More Financial Calculators