50/30/20 Budget Calculator
Free 50/30/20 budget calculator. Split your after-tax income into Needs (50%), Wants (30%), and Savings (20%). See exact dollar targets for each category.
Free Budgeting Calculators
23 toolsPersonal budgeting, cost of living, inflation, and life expense planning calculators. Browse our free budgeting tools below — no sign-up required.
50/30/20 Rule Calculator — Budget Allocation Planner
Free 50/30/20 budget calculator. Allocate income to needs, wants, and savings with real-time budget health scoring, visual breakdowns, and spending comparison tables.
Budget Calculator — Monthly Income & Expense Planner
Free budget calculator. Track monthly income and expenses by category, identify savings opportunities, visualize spending breakdowns, and project future savings.
Business Budget Calculator — Revenue, Expenses & Profit Planner
Free business budget calculator. Plan revenue, COGS, payroll, overhead, and marketing expenses. See gross & net margins, break-even revenue, and revenue sensitivity analysis.
Childcare Cost Calculator
Free childcare cost calculator. Compare daycare, nanny, and au pair costs side by side. Factor in dependent care FSA tax savings and estimate total childcare expenses.
College Savings (529) Calculator
Free 529 college savings calculator. Project the future value of your monthly contributions with tax-free growth and compare to projected college tuition costs.
Cost of Living Comparison Calculator
Free cost of living comparison calculator. Compare housing, groceries, transport, and healthcare costs between two cities. Find the salary you need to maintain your lifestyle.
Debt-Free Date Calculator
Free debt-free date calculator. Enter your debt balance, interest rate, and monthly payment to see the exact date you'll be debt-free plus total interest paid and ways to accelerate payoff.
Divorce Financial Impact Calculator
Free divorce financial impact calculator. Estimate the financial effects of divorce including asset division, new housing costs, legal fees, income changes, and adjusted living expenses.
Education Cost Calculator
Free education cost calculator. Estimate total college cost including tuition, room & board, fees, books, and personal expenses for public, private, in-state, and out-of-state schools.
Emergency Fund Calculator
Free emergency fund calculator. Determine your ideal emergency fund size based on monthly expenses, see your savings gap, and create a plan to reach your target.
Hourly Rate of Life Calculator
Free hourly rate of life calculator. Calculate your true hourly wage after taxes, commute, and work expenses, then convert purchases into hours of life energy to make smarter spending decisions.
Inflation Calculator
Free inflation calculator. Project how prices rise over time, calculate purchasing power loss, and find the future cost of goods using a custom or average inflation rate.
Moving Cost Calculator
Free moving cost calculator. Estimate your total moving expenses for local or long-distance moves, and compare DIY vs. full-service moving company costs side by side.
Pet Lifetime Cost Calculator
Free pet lifetime cost calculator. Estimate the total cost of owning a dog, cat, or other pet over their entire lifespan including food, vet care, insurance, grooming, and supplies.
Prenuptial Financial Planning Calculator
Free prenuptial financial planning calculator. Compare combined vs. separate finances, model asset protection scenarios, and understand the financial implications of different prenuptial arrangements.
Purchasing Power Calculator
Free purchasing power calculator. Translate money from one year into another year and estimate how inflation changes the real value of a dollar over time.
Real Wage Growth Calculator
Free real wage growth calculator. See if your raise actually increases purchasing power after inflation. Compare nominal vs real wage growth.
Savings Calculator — Goal Planner & Growth Projector
Free savings calculator. Plan your savings goal, calculate monthly deposits needed, project interest growth with compound interest, and compare HYSA vs investment returns.
Sinking Fund Calculator — Multi-Goal Savings Planner
Free sinking fund calculator. Manage multiple savings goals simultaneously, track progress with visual bars, calculate monthly allocations, and plan your sinking fund schedule.
Subscription Audit Calculator
Free subscription audit calculator. Add all your recurring subscriptions to see the true annual cost, what you'd have if you invested the money instead, and identify subscriptions to cut.
Wedding Budget Calculator
Free wedding budget calculator. Allocate your total wedding budget across venue, catering, photography, and more with recommended percentages and national average benchmarks.
Zero-Based Budget Calculator
Free zero-based budget calculator. Assign every dollar of income to a specific category. Ensure your budget balances to zero with interactive category management.