Free Business Finance Calculators

34 tools

Break-even, margins, ratios, cost of capital, and capital budgeting tools. Browse our free business finance tools below — no sign-up required.

Accounting Profit Calculator

Calculate accounting profit with full income statement breakdown — gross profit, EBITDA, operating profit, EBT, and net income with margin percentages.

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Accumulated Depreciation Calculator

Calculate accumulated depreciation using straight-line, double declining balance, sum-of-years digits, or units of production methods with full schedule.

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Average Fixed Cost Calculator

Calculate average fixed cost (AFC) per unit, average total cost, break-even units, contribution margin, and see how economies of scale reduce per-unit costs.

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Break-Even Analysis Calculator

Free break-even calculator for small business. Find break-even units, revenue, and margin of safety. Map your path to profitability with clear sales targets.

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Cost of Capital Calculator

Free cost of equity and cost of debt calculator using CAPM. Calculate required return on equity with risk-free rate, beta, and market premium. Building block for WACC.

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Cost of Doing Business Calculator

Calculate your total business operating costs, minimum hourly rate, break-even revenue, and profit margin. Includes cost breakdown visualization and revenue scenarios.

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Current Ratio Calculator

Free current ratio calculator. Measure short-term liquidity by comparing current assets to current liabilities. Includes quick ratio comparison and industry benchmarks.

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Days Inventory Outstanding (DIO) Calculator

Calculate days inventory outstanding, inventory turnover, holding costs, and compare against industry benchmarks. Includes sensitivity analysis and efficiency metrics.

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Debt-to-Equity Ratio Calculator

Free debt-to-equity ratio calculator. Measure financial leverage by comparing total liabilities to shareholders' equity. Industry benchmarks and risk assessment included.

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Depreciation Calculator

Calculate depreciation using 6 methods: straight-line, double declining, sum-of-years, units of production, MACRS 5-year, and MACRS 7-year with full schedules.

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EBITDA Calculator

Free EBITDA calculator. Compute earnings before interest, taxes, depreciation & amortization. Show EBITDA margin, compare industry multiples, and value your business.

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Economic Profit Calculator

Calculate economic profit by subtracting both explicit and implicit (opportunity) costs from revenue. Compare accounting vs economic profit and assess value creation.

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Economic Value Added (EVA) Calculator

Free EVA calculator. Measure true economic profit after deducting the cost of all capital. Determine whether a company creates or destroys shareholder value.

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Ending Inventory Calculator

Calculate ending inventory using FIFO, LIFO, or weighted average methods. Compare COGS across costing methods and analyze inventory turnover metrics.

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Financial Leverage Calculator

Free financial leverage calculator. Compute the Degree of Financial Leverage (DFL), analyze how debt financing amplifies returns, and assess risk-reward tradeoff of capital structure.

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Internal Rate of Return (IRR) Calculator

Free IRR calculator. Compute the Internal Rate of Return for any cash flow series. Compare IRR to WACC for investment accept/reject decisions with NPV cross-check.

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Net Operating Assets Calculator

Calculate net operating assets (NOA), return on NOA, and NOA turnover. Separate operating from financing activities for cleaner business analysis.

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NPV for Projects Calculator

Free net present value calculator for capital budgeting. Evaluate projects with unequal cash flows, compare alternatives, and make accept/reject decisions using NPV analysis.

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Operating Asset Turnover Calculator

Calculate operating asset turnover ratio with DuPont decomposition, capital planning, and industry benchmarks. Measure how efficiently assets generate revenue.

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Operating Cash Flow Calculator

Calculate operating cash flow using the indirect method. Includes FCF, cash quality ratio, capex coverage, waterfall visualization, and monthly projections.

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Operating Cash Flow Ratio Calculator

Calculate operating cash flow ratio, cash debt coverage, and interest coverage. Assess whether your business generates enough cash to cover short-term obligations.

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Operating Leverage Calculator

Free operating leverage calculator. Measure the Degree of Operating Leverage (DOL), see how fixed costs amplify profit swings, and analyze sensitivity to revenue changes.

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Operating Margin Calculator

Free operating margin calculator. Compute operating income as a percentage of revenue, compare to industry benchmarks, and track margin trends over time.

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Payback Period Calculator

Free payback period calculator. Find how long to recover an investment with simple and discounted payback methods. Compare projects side by side.

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Price to Cash Flow Ratio Calculator

Calculate P/CF, P/FCF, and cash flow yield for stock valuation. Compare price-to-cash-flow vs P/E ratio with implied price scenarios and peer analysis.

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Profit Calculator

Calculate gross profit, EBITDA, EBIT, and net profit with margin analysis. Includes profit waterfall, break-even revenue, and sensitivity scenarios.

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Profitability Index Calculator

Free profitability index calculator. Measure value per dollar invested, rank capital budgeting projects, and optimize limited investment capital using the PI ratio.

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Quick Ratio (Acid Test) Calculator

Free quick ratio calculator. The acid test measures liquidity without inventory. Compare quick ratio to current ratio and review industry benchmarks.

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Return on Assets (ROA) Calculator

Free ROA calculator. Measure how efficiently your business uses assets to generate profit. Compare ROA to cost of debt for leverage decisions and industry benchmarks.

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Return on Equity (ROE) Calculator

Free ROE calculator with DuPont decomposition. Compute return on equity, break it into margin, turnover & leverage components, and compare to industry benchmarks.

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Revenue Calculator

Calculate total revenue from multiple streams with discount/return adjustments. Includes revenue mix visualization, price sensitivity, and stream breakdown analysis.

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Revenue Growth Calculator

Calculate revenue growth rate, CAGR, and doubling time. Analyze 5-year trend with YoY breakdown, acceleration detection, and forward projections.

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WACC Calculator

Free WACC calculator. Compute weighted average cost of capital from cost of equity, cost of debt, capital structure, and tax rate. Essential for DCF valuation.

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Website Ad Revenue Calculator

Estimate website ad revenue from pageviews, RPM, and ad networks. Compare AdSense vs Mediavine vs Raptive with traffic projections and revenue stream analysis.

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