Free Insurance Needs Calculators

5 tools

Life, disability, umbrella, health, and car insurance needs assessment tools. Browse our free insurance needs tools below — no sign-up required.

Car Insurance Comparison Calculator

Free car insurance comparison calculator. Compare coverage levels, deductible trade-offs, and total annual costs to find the best auto insurance value for your situation.

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Disability Insurance Needs Calculator

Free disability insurance needs calculator. Find your ideal monthly benefit, coverage gap, and learn the difference between own-occupation and any-occupation policies.

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Health Insurance Comparison Calculator

Free health insurance comparison calculator. Compare HDHP, PPO, and HMO plans by total annual cost including premiums, deductibles, copays, coinsurance, and HSA benefits.

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Life Insurance Needs Calculator

Free life insurance needs calculator using the DIME method. Calculate how much life insurance coverage your family needs for income replacement, debts, and education.

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Umbrella Insurance Needs Calculator

Free umbrella insurance needs calculator. Determine how much excess liability coverage you need based on net worth, future earnings, and existing policy limits.

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