Free IRA Calculators

5 tools

Traditional, Roth, SEP, and SIMPLE IRA calculators. Browse our free ira tools below — no sign-up required.

Backdoor Roth IRA Calculator

Estimate the tax cost of a backdoor Roth conversion under current IRA contribution limits, including the pro-rata rule impact of existing Traditional, SEP, and SIMPLE IRA balances.

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IRA Growth Calculator

Project how a Traditional or Roth IRA could grow over time using current annual contribution limits, your expected return, and your selected time horizon.

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Roth IRA Conversion Calculator

Analyze the tax cost of converting a Traditional IRA to Roth, estimate the break-even point, and compare projected after-tax wealth under current federal rules.

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SEP IRA Contribution Calculator

Calculate the maximum SEP IRA contribution for a self-employed individual using current federal limits and the self-employed deduction worksheet approach.

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SIMPLE IRA Contribution Calculator

Calculate employee deferrals and employer contributions for a standard SIMPLE IRA using current federal limits and compare the 3% match with the 2% nonelective formula.

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