Traditional, Roth, SEP, and SIMPLE IRA calculators. Browse our free ira tools below — all calculators are instant, accurate, and require no sign-up.
Backdoor Roth IRA Calculator — Estimate the tax cost of a backdoor Roth conversion under current IRA contribution limits, including the pro-rata rule impact of existing Traditional, SEP, and SIMPLE IRA balances.
IRA Growth Calculator — Project how a Traditional or Roth IRA could grow over time using current annual contribution limits, your expected return, and your selected time horizon.
Roth IRA Conversion Calculator — Analyze the tax cost of converting a Traditional IRA to Roth, estimate the break-even point, and compare projected after-tax wealth under current federal rules.
SIMPLE IRA Contribution Calculator — Calculate employee deferrals and employer contributions for a standard SIMPLE IRA using current federal limits and compare the 3% match with the 2% nonelective formula.
SEP IRA Contribution Calculator — Calculate the maximum SEP IRA contribution for a self-employed individual using current federal limits and the self-employed deduction worksheet approach.