Free Benefits Calculators

11 tools

Health insurance, 401(k) match, pension, and wellness program calculators. Browse our free benefits tools below — no sign-up required.

401(k) Match Cost Calculator

Estimate total employer 401(k) matching cost based on salary, employee contribution rates, and match formula across all participating employees.

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Benefits Cost Per Employee Calculator

Calculate total employer benefits cost per employee including health insurance, retirement, PTO, and other perks to budget HR expenses accurately.

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Childcare Benefit Calculator

Calculate the annual value of employer childcare benefits including on-site daycare subsidies, backup care, and dependent care FSA contributions.

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EAP Cost Calculator

Estimate employer Employee Assistance Program costs using per-employee-per-month or per-capita pricing models across your workforce.

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FSA Max Benefit Calculator

Calculate healthcare FSA and dependent care FSA maximum benefits, employee tax savings, and employer FICA savings from flexible spending account programs.

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HSA Employer Contribution Calculator

Calculate employer HSA contributions per employee and total annual cost. Model different contribution levels for individual and family HDHP enrollees.

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Pension Contribution Calculator

Calculate employer annual pension contributions based on defined benefit or defined contribution formulas, salary, and years of service.

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Profit Sharing Calculator

Calculate employee profit sharing allocations based on a profit pool, individual salary, and total eligible compensation using the comp-to-comp method.

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Student Loan Repayment Benefit Calculator

Calculate employer student loan repayment assistance costs including annual contributions per employee, tax-free limits, and total multi-year program budget.

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Tuition Reimbursement Calculator

Calculate employer tuition reimbursement benefits including the $5,250 tax-free threshold, total annual cost, and employee out-of-pocket education expenses.

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Wellness Program ROI Calculator

Estimate the return on investment of your workplace wellness program by comparing healthcare savings and productivity gains against program costs.

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More HR & Payroll Calculators